I Can't Afford It

When you earn a dollar at your "day job," spend it on something that will earn you another dollar (like investing in real estate).

When your investment earns you a dollar, spend it on something you need, or on something you don't need that's great fun.

Live by this discipline your entire life, and money will never be a barrier to your success or your happiness.

Note: To get started, invest 10 percent of every dollar you earn at your day job. Then keep upping the percentage until every day-job dollar gets invested the moment it's earned.

Gill E. Wagner, Sage of Selling
President of Honest Selling
Founder of the Yellow-Tie International Business Development Association